WHAT IS THE VALUE PROPOSITION THAT PAYPAL OFFERS CONSUMERS?

what is the value proposition that PayPal offers consumers? I-low about merchants?
What are some of the risks of using PayPal when compared
to credit cards and debit cards?
What strategies would you recommend that PayPal pursue in order to maintain its growth over the next five years?
Why cell phones are networks a threat to PayPals future growth?

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